Aman Sardana, Vijaya Bhaskara Rao Kotapati and Lavanya Shanmugam (2020) “AI-Guided Modernization Playbooks for Legacy Mission-Critical Payment Platforms”, Journal of Artificial Intelligence & Machine Learning Studies, 4, pp. 1–38. Available at: https://jaimls.org/index.php/publication/article/view/21 (Accessed: 30 July 2026).